🎯 Discounts up to 30% and 🚫 No Medical Questions!

❓Do you need to protect your income but lack time?
❓Do you have a medical history that might make getting a disability policy challenging?
❓Have you considered getting disability insurance but thought it was too expensive?

What if there was a way to eliminate those concerns and get you a policy that protected your income in your medical specialty?

👉 With Guardian's Guaranteed Standard Issue (GSI) offers at over 100 hospitals nationwide, it can be that easy. 

The Guaranteed Standard Issue (GSI) programs we work with can help you:

✅ Get a disability policy to protect your income in your Own Occupation with a simple form and delivered to you in 3-5 days.

✅ Get this disability policy without asking you about your medical history or having you do any health checks. You can’t be turned down due to medical history!

✅ Make the policy affordable with discounts up to 30% and premiums that can start under $75/month.

📝 Get your Guardian GSI disability insurance quote now! Select your hospital from the calculator below.

If you don't see your hospital in the quote request form below, please call or text (301-970-4616) me to see if we can get you access to a GSI offer. 

Get a Disability Insurance quote in seconds.

It's that simple.

Are You A Medical/Dental Student, Resident, or Fellow?
Are You Finished Training Within 12 Months?
Tell A Friend

Gsi Disability Insurance - What Is It?

A quick explanation of Guaranteed Standard Issue, who it is for, and how to enroll.

WHY YOU SHOULD CONSIDER APPLYING WITH GUARDIAN FIRST

Should you apply with another company before Guardian, it could prevent you from being eligible for Guardian's Guaranteed Standard Issue (GSI) offer. Obtaining personal disability insurance without any pre-existing condition exclusion, or rating is not easy to do without a GSI offer. In fact, a recent study showed that 50% of individual disability insurance policies were either declined (16%) or modified (34%) due to prior medical history. 

⛔ Should you apply with another company first, and that application results in any type of exclusion, decline or adverse decision; or if you withdraw your application from another carrier, you will not be eligible for the Guardian GSI offer.

✅ Apply through the Guardian GSI program first and don't worry about being eligible for coverage. 

 

COMMON CONDITIONS THAT CAUSE PROBLEMS GETTING DISABILITY INSURANCE 

  • Stress, Anxiety, or Depression
  • Build / BMI
  • Chiropractic History
  • Pregnancy
  • Diabetes
  • Cancer History
  • Self-medication
  • Needle sticks
  • Muscular skeletal conditions
  • Cardiac History

✅ You don't have to tell us about these (and other) conditions when you apply through the GSI program, so they will not affect your ability to get a policy!

 

GUARDIAN'S GSI POLICY DETAILS

  • Up to $15,000 per month of coverage - Enough to protect up to $350,000 of income.
  • Enhanced True Own Occupation coverage - The best in the industry for physicians.
  • Discounted premiums up to 30%. 
  • Graded premium rates that start as low as $75 per month.1
  • Personally owned coverage that goes with you throughout your career. 
  • Coverage for student loans is available.

✅ You can protect your income in your medical specialty with discounted rates and coverage that goes with you throughout your career. 

 

OTHER HOSPITALS WITH GUARDIAN GSI DISABILITY INSURANCE OFFERS

Guardian is one of the premier disability insurance companies for physicians nationwide. There are Guardian GSI disability insurance offers for Residents and Fellows at over 100 premier hospitals across the country. If you don't see your hospital above, we may still have access to a GSI program at your school. Send me a quick text with where you're training and I can confirm if one is available to you - (301)970-4616.

 

If you require additional information or would like to discuss your options in detail, feel free to call (And rest assured, we will never sell your personal info.)

Bill Olmsted

(301) 970-4616 | bolmsted@disabilityquotes.com
California Insurance License #0D94494
Arkansas Insurance License #3395434

Bill is a Registered Representative of Park Avenue Securities and a Financial Representative of Guardian. Guardian is an independent company. No Medical Questions for eligible applicants.

7778717.1 Exp: 4/30/27